A growing number of people just live to be offended. Most of them are liberals, which is why political correctness has run amok in our society.

A harmless advertisement in San Francisco has been blown into a “controversy” because it gave some people waiting to be offended a reason to claim they were offended.

The ad appears on billboards and bus stops. It’s sponsored by a money-lending company. It reads: “10 percent down. Because you’re too smart to rent.” That’s it. Obviously, it appeals to people interested in buying a house. And, that’s the problem.

The “offended” say the ad is “smug” and insulting. It’s even called mean-spirited because, supposedly, it’s blaming people who can’t afford houses for their financial situation. It “oozes self-congratulatory privilege,” wrote one of the offended.

San Francisco is a very expensive place to own property. That’s the reality. The median price for a one-bedroom condo is about $850,000. Which means you’d need 85 large for a 10 percent down payment. Since it’s such a pricy place to live, most San Francisco residents don’t own property they rent.

At the risk of offending the offended even more, here’s another economic reality. People can move to less expensive places. Where they, too, can afford to own. But if you live in high-priced areas you pay high prices.

Sorry, that’s the way these things work!